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Faq & support

Are HIV poistive people more at risk of contracting the Corona Virus?

by | March 10, 2020 | Health Insurance, HIV Cover, HIV Virus | 0 Comments

There are a number factors that put people who are carrying the HIV virus at higher risk than others. Firstly, the factors that affect your chances of becoming infected with the corona virus are as follows. Your age: people over the age of 50 are more susceptible...
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My child has been diagnosed with HIV, now what?

by | August 25, 2019 | HIV Cover, HIV Virus | 0 Comments

For the purpose of this article, the writer has chosen to select the teen age group as the focus. Receiving the news that one’s child has been diagnosed as HIV + is quite unimaginable. No parent wants to ever hear anything upsetting about their child, but more so when...
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South Africa’s HIV stats

by | May 28, 2019 | HIV Cover, HIV Virus | 0 Comments

South Africa has the highest HIV infection rate in the world with 1 in 5 people infected with the HIV virus in the world, living in South Africa. This is an alarming number that needs to be taken under control. Here are some of the local numbers. What percentage of...
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A  comprehensive Hospital plan is available to HIV positive people which pays out up to R3000/day you are in hospital. This is a very important policy to consider as an HIV positive person.

Hospital plans are an essential part of your financial planning that will ensure that you and your family have options should you or any other member of your family require hospitalization for any reason whatsoever. Hospital plans allow you to choose the hospital or facility you wish to be treated in paying out a fixed daily amount for every day spent in hospital.

There is no substitute for quality healthcare!

We cater for the specific needs of HIV positive people in South Africa. People living with HIV are like any other member of society, needing the stability and re assurance that both they and their families will be taken care of in the event of their death or illness.

These HIV positive Life insurance policies do not require extensive medical assessments or tests, the fact is that people living with HIV live just as long as any other member of society.

Life Insurance Companies are now offering very affordable Life Insurance to HIV positive people and have designed products that offer both HIV Life Insurance and special disability cover for people Living with HIV.

The Best Life Insurance and Disability cover for HIV positive South African’s

Companies that offer HIV poistive people Life Insurance

Life insurance for HIV positive people needs to be viewed in context of the advancement in treatments and the life expectancy of an HIV positive person on anti retrovirals.

Most of the Large Insurance companies in SA and around the World offer Life insurance to HIV positive people and at HIV Cover, we offer you the ability to get a Life Insurance quote for yourself is you are HIV positive, or for a family member who is HIV positive.

Get the best HIV positive life insurance quote and the most affordable premiums.

Request an Insurance Quote if you are HIV positive >>

Your ARV questions answered >>

How to prolong life of an HIV positive person >>

How to live with an HIV positive person

How to live with an HIV positive person

Receiving the news that one’s loved one has been diagnosed as HIV + is of course a shock to one’s system, but even more so for the person who has received the diagnosis. While it is excruciatingly difficult to hear the news, it is important to show sensitivity and...

ARV’s – Your questions answered

ARV’s – Your questions answered

When addressing the matter of ARV’S, there are a considerable number of aspects to take into account. ARVs are Schedule 4 drugs, which implies that they must be prescribed by a medical doctor. The laws have changed over the years with regards to doctors dispensing...