No medical Health Insurance for HIV positive people

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As the HIV/AIDS epidemic spreads more people require medical attention and access to treatment. This deadly virus has taken many lives and the only way to stop it from claiming more lives is to educate and support people living with HIV/AIDS with treatment and medical cover.

If you did not have time to invest in your health before you became HIV positive than now is a good time to start. So the next question is where do you start? By inquiring for a medical aid that covers HIV positive people or life cover for people living with HIV and to which extent; it will give you peace of mind to know that you have chosen a medical aid or life cover that has your best interests at heart.

As any medical aid or life cover policy has a privacy policy in place your HIV status will not be revealed to anyone. As an HIV positive individual you must realise that you will require ongoing treatment and doctors’ visitations. AntiRetroviral treatment is costly and therefore by paying for inexpensive medical insurance or cheap life cover you can benefit for the rest of your life. Your condition will be monitored and should you require any medical attention in or out of hospital, a good medical aid or life cover for HIV positive people is obtainable.

As medical aid companies and life cover institutes are recognising the value in covering HIV positive people it places other medical insurance companies under scrutiny. Should you need assistance and hospitalisation you need health cover to guarantee that you receive the correct treatment at the precise time.

For health insurance companies to take interest in HIV/AIDS patients means that the spread of HIV will be controlled and measured. Surprisingly enough sex workers are often too embarrassed to seek help or treatment because of their profession. But these are the people that health insurance schemes should cover in order to keep the deadly virus under control.

Programs to manage the disease and to institute safe practice for HIV positive people are covered under a good medical aid or life cover options. Should you as an HIV positive person inquire about a medical aid or life cover and should you mention your condition then a medical aid has no legal standing to turn you away. This means that medical insurance for your condition is accessible; as each medical aid scheme or life insurance differs so do their terms and conditions. To inquire about life protection as well as medical cover for HIV positive people will put you in a good position to reclaim your life. Bt Adriana Levi

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