Posts Tagged "Life insurance"
HIV positive people benefit from Life and hospital cover
Millions of people around the world are HIV positive; they have contracted the virus either sexually through unprotected sex, via blood transfusion or using unsanitary needles to support a drug addiction. Children can contract HIV from their mothers, as well. The question is, how could HIV positive people benefit from Life and Disability cover? HIV is known as the Human Immunodeficiency Virus, which destroys a type of white cell, known as CD4. The white cells defend the Immune System from illnesses and disease; HIV ruins the body, leaving it vulnerable to infection and disease. People can live with HIV and later develop HIV-related diseases such as Pneumonia and...
Read MoreLife Cover for HIV positive people
When you come across people in your daily life you do not have time to assess whether they’re HIV positive. People living with HIV/AIDS do not have a red flag on their heads signalling that they’re carrying a deadly virus. This means to say that there is no way of knowing who is infected with the virus when you meet them on the street; HIV positive people are people like anyone else they is no reason to judge or ostracize them. As a matter of fact having a deadly disease doesn’t make you less of a person; in actual fact it makes you dig deeper and recognise your true strength and desire to live. It is a fact that people are unaware of what they have until it is...
Read MoreWhere to get Life Insurance when HIV positive
Many HIV positive people are under the impression that getting life insurance when HIV positive is impossible. This is a myth and the fact is that the prevalence of HIV has led the insurance companies to design products that are specifically designed for HIV positive people. This comes as a huge relief for families where the breadwinner is HIV positive and now offers them peace of mind that in the event of their death the family will not be left destitute. As an HIV positive person seeking to provide a secure future for your family, getting a life insurance quote is as easy as completing the form below and having a chat to the consultant who will be able to offer you...
Read MoreTerms and Conditions for HIV Life Insurance
Most applicatants for life Insurance that are HIV positive are terribly worried about the payout should they die from any Illness directly related to their HIV status and are reluctant to pay Life insurance premiums where the terms and conditions may result in non payment of the claim upon their death. We have simplified the terms and conditions laid out by Life Insurers who are offering HIV Life Insurance products. These are meant as a general guide to give you an idea of the terms and conditions but you are advised to check the specifics of your own policy to be exactly sure what the conditions are. Every 6 months you will need to have a CD4 countYou may also be...
Read MoreHIV Life Insurance
For more than 20 years life Insurance has been denied to HIV positive people or has been provided at dramatically inflated premiums. You are not alone, those suffering from Diabetes were also offered life Insurance at inflated premiums or denied access to Life products all together. Now that HIV is understood as a condition that does not necessarily mean a person will die sooner than any other, the Life Insurance Industry has opened up and offers very attractive Life cover to HIV positive people. HIV Life Insurance is a policy that has been designed specifically to cater for the needs of the individual applicants and is not discriminatory in any way whatsoever. HIV...
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